Trust & Transparency
Compliance-first frameworks protecting the digital interests of India's growing enterprises under the DPDP Act 2023.
Protecting Your
Operational Integrity
Vestigo Insurance Advisory respects the privacy of individuals and is committed to protecting personal data in accordance with the Digital Personal Data Protection Act, 2023 (DPDP Act), the Information Technology Act, 2000, and applicable regulations issued by the Insurance Regulatory and Development Authority of India (IRDAI).
By accessing or using this website or by sharing personal data with us, you acknowledge that you have read and understood this Privacy Policy and consent to the processing of your personal data in accordance with its terms.
Our Mandate
Vestigo is an IRDAI Licensed Broker dedicated to designing risk protection frameworks that safeguard Indian businesses at every stage of growth.
Age Requirement: 18+ years
How This Policy Applies
- Clients, prospective clients, and their authorized representatives
- Visitors to our website
- Individuals interacting with Vestigo in connection with insurance broking and advisory services
Architecture of Care
Detailed Governance Sections
1. Personal Data We Collect
- Identity: Name, contact details, and professional email
- Organization: Business or entity-level data
- Policy Specifics: Insurance history voluntarily shared
- Digital Footprint: Technical data, IP addresses & logs
2. Purpose of Processing
- Insurance placement and advisory services
- Claims coordination and policy servicing
- IRDAI regulatory compliance
- Communication and grievance redressal
3. Consent
By submitting personal data, you provide free, specific, informed, and unambiguous consent for its processing. You may withdraw consent at any time, subject to statutory, regulatory, and contractual obligations.
4. Cookies & Tracking
Vestigo uses cookies strictly for essential website functionality and limited analytics. Users may manage preferences through browser settings.
5. Data Sharing
- Insurance companies & reinsurers
- Third-party administrators, surveyors & service providers
- Regulatory or governmental authorities where required by law
6. Data Storage
Data is processed and stored in India. Cross-border transfer for insurance placement is undertaken only in accordance with applicable laws and safeguards.
7. Data Retention
- Required IRDAI regulation periods
- Applicable statutory laws
- Audit, contractual, or dispute-resolution requirements
8. Rights of Data Principals
- Access your personal data
- Request correction or erasure
- Withdraw consent
- Seek grievance redressal
9. Updates to Policy
Vestigo reserves the right to amend this Privacy Policy to reflect legal, regulatory, or operational changes. Updates will be effective from the date of posting.
Security & Breach Response
Vestigo implements technical safeguards and Zero-trust architecture to protect against unauthorized access, loss, or misuse. Prompt remedial action is taken for any data breaches under DPDP Act requirements.
Remedial
Prompt Action
Notify
Affected Parties
Safeguard
Technical/Org
Compliance
DPDP Response
Grievance Redressal
You possess rights to access, correct, or erase data. We acknowledge grievances within 3 working days and aim to resolve them within 15 working days.
Anti-Fraud &
AML Policy
Zero-tolerance frameworks preventing money laundering and financial crime to safeguard the integrity of our insurance ecosystem.
Objective &
Regulatory Commitment
Vestigo Insurance Advisory is committed to preventing fraud and money laundering in strict accordance with national financial regulations.
IRDAI
Industry Regulations
PMLA 2002
Anti-Money Laundering
RBI
Government Directives
Zero-Tolerance Approach
We adopt an uncompromising stance toward fraudulent, suspicious, or illegal activities. Protection of stakeholders is our primary mandate.
Integrity Hotline
compliance@vestigoinsurance.comOperational Safeguards
Policy Framework
Core Objectives
- Detect and prevent fraudulent insurance practices
- Identify suspicious transactions and activities
- Ensure compliance with AML and KYC requirements
- Protect clients, insurers, and stakeholders
Key AML Measures
- Client due diligence and KYC verification
- Monitoring of unusual or suspicious transactions
- Reporting suspicious activities to authorities
- Employee awareness and internal controls
Reporting & Cooperation
Vestigo reserves the right to cooperate fully with insurers, regulators, and law enforcement agencies. Suspicious activity reporting is mandated as per legal requirements.
Direct Liaison
Law Enforcement Agencies
Grievance
REDRESSAL Policy
Vestigo is committed to transparent and timely grievance resolution.
Transparent
Grievance Resolution
Vestigo is committed to a transparent and timely resolution process. We ensure that every concern is addressed with professional integrity and regulatory alignment.
3 Working Days
Initial Acknowledgement
15 Working Days
Targeted Resolution
Escalation Matrix
If your grievance remains unresolved through our internal process, you have the right to escalate the matter to the regulator.
Unresolved concerns may be escalated to IRDAI
Direct Contact
gro@vestigoinsurance.comDigital Interaction
Cookie Policy
Cookies are small text files stored on your device when you visit a website. They help improve website functionality, user experience, and security.
Purpose & Usage
This Cookie Policy explains how Vestigo Insurance Advisory uses cookies and similar technologies on its website.
Types We Use
Essential Cookies
Required for basic website functionality and security.
Performance & Analytics
Used to improve navigation and understand usage patterns.
Managing Cookies
Most browsers allow control over cookies through settings. Disabling them may affect certain website functionalities.
Policy Updates
Our Cookie Policy is updated periodically. Continued use of the website following any changes constitutes your acceptance of the updated framework.
March 2026
Last Revised Date
ISMS &
Terms of Use
Our commitment to safeguarding information assets and defining the standard of engagement for our digital ecosystem.
Information Security
Management System
Vestigo is committed to safeguarding information assets and ensuring theConfidentiality, Integrity, and Availabilityof information across all business operations.
Mandatory Compliance
"All employees, associates, and third-party vendors are strictly required to comply with this policy to ensure a zero-trust security environment."
ISMS Commitments
- Protection of client, insurer, and business information
- Prevention of unauthorized access or misuse
- Compliance with DPDP Act, IRDAI regulations, and IT laws
- Business continuity and resilience
Key Controls
- Role-based access control
- Secure authentication mechanisms
- Monitoring and incident reporting
- Vendor confidentiality obligations
- Periodic review and improvement of controls
Legal Framework
Terms of Use
Insurance is a subject matter of solicitation.
1. General Terms
This website is owned and operated by Vestigo Insurance Advisory, a company incorporated under the Companies Act, 2013 and licensed by theInsurance Regulatory and Development Authority of India (IRDAI).
By accessing, browsing, or using this website, you agree to be bound by these Terms of Use, along with our Privacy Policy, Cookie Policy, Disclaimer, and other policies published on this website. If you do not agree, you must refrain from using the website.
Purpose & Nature of Content
Content is for informational purposes and does not constitute insurance, legal, or professional advice.
- constitutes insurance advice, legal advice, financial advice, or professional advice of any kind
- constitutes an offer, solicitation, or recommendation to purchase or sell any insurance product
- takes into account the specific circumstances of any individual or entity
Regulatory Disclosure
- Vestigo does not underwrite insurance risk
- Vestigo does not act as an insurer
- Contracts are between insurance companies and the insured
Intellectual Property
All content on this website, including text, logos, graphics, layout, and design, is the intellectual property of Vestigo or its licensors and is protected under applicable intellectual property laws. No part of this website may be copied, reproduced, distributed, or used without prior written permission.
Prohibited Use
- No unlawful or fraudulent purposes
- No unauthorized access to data/systems
- No introduction of malicious code or viruses
Privacy and Data Protection
Any personal data shared through this website shall be processed in accordance with the Digital Personal Data Protection Act, 2023 and Vestigo’s Privacy Policy.
No Waiver
Failure by Vestigo to enforce any provision of these Terms shall not constitute a waiver of its rights.
Severability
If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall continue in full force and effect.
Limitation of Liability
To the maximum extent permitted by law, Vestigo shall not be liable for any direct, indirect, incidental, consequential, or special loss or damage, including loss of profits, data, goodwill, or business, arising out of:
use or inability to use the website
reliance on website content
technical interruptions or errors
Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of India. Courts at Vadodara, Gujarat, shall have exclusive jurisdiction.
India
Governing Law
Vadodara, Gujarat
Exclusive Jurisdiction
Ethics &
Whistleblower
Fostering a culture of integrity through secure mechanisms for reporting misconduct and upholding the highest ethical standards.
Policy
Objective
Vestigo Insurance Advisory encourages ethical conduct, transparency, and accountability as the cornerstones of our operational philosophy.
This policy provides a dedicated mechanism for reporting concerns regardingunethical behavior, misconduct, or regulatory violationswithout fear of reprisal.
Our Ethical Promise
We are committed to reviewing all reports objectively and taking appropriate remedial action to preserve the trust of our clients and partners.
Protection Policy
Vestigo strictly prohibits retaliation against any individual who reports concerns in good faith.
- Guaranteed Confidentiality
- Non-Retaliation Assurance
Reporting Mechanism
whistleblower@vestigoinsurance.comGovernance Matrix
Operational Parameters
Policy Scope
- Employees and Directors
- Consultants and Advisors
- Vendors and Third-party Associates
- Business Partners and Stakeholders
Reportable Concerns
- Fraud or financial irregularities
- Regulatory non-compliance
- Data misuse or security breaches
- Unethical or improper conduct